Debt Relief Orders

In certain circumstances, dictated by law, an individual may apply for a Debt Relief Order (DRO).

A DRO has similar restrictions to those imposed by bankruptcy and runs for 12 months. Payments are agreed by the Court and paid on a regular basis. On completion of the DRO all debts incurred before the DRO can no longer be pursued by the creditors.

An individual can apply for a DRO where they are on a low income and have no assets. Home owners cannot apply regardless of the level of equity in their property.

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