Richard Wollacott


Residential Property

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Joint Ownership

There are two types of joint ownership available if you buy a property with another person, whether it is a spouse, partner or friend.

The first option is to be beneficial joint tenants, where you both own the property equally and you must act as a single owner if you choose to sell or remortgage, etc. You cannot give away a share of the property in a will. If you die, your share will pass to the other joint owner.

The second option is to be a tenant in common, where you own the property jointly but also own a specific share of its value. You can give away or sell your share and if you die, your share passes to the beneficiary in your will.

We can explain these to you in more detail when it comes to purchasing a property, and ensure you have the knowledge to choose the most suitable option.

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